Promoting Rural Livelihoods Through Transformative Financial Inclusion

This three-year project will establish and build the capacity of a new NGO alliance to deliver economic and financial inclusion expertise in India. UPNA consists of nine members: Jamgoria Sevabrata (JS), Prasari, Network for Enterprise Enhancement and Development Support (NEEDS), Pravah, Lohardaga Gram Swarjya Sansthan (LGSS), Self-Employed Workers’ Association Kendra (SEWAK), Lokadrusti (LOKA) and People’s Rural Education Movement (PREM), and Life Education and Development Support (LEADS). Through savings groups, over 100,000 rural participants living in extreme poverty will improve their financial literacy, understanding and access to group savings accounts, credit, remittance services, and life and health insurance products. 25,000 of the participant households are categorized as ultrapoor and will receive additional livelihood training and coaching support through the Graduation Approach. This partner alliance will provide a platform to standardize and deliver high-quality Graduation and financial inclusion expertise, while promoting and sharing learning to add maximum value to national and global efforts to empower the poorest. The project takes place in three states of India – Odisha, Jharkhand and West Bengal. Some of the project activities will be done in partnership OLM and JSLPS. This project will also be implemented in West Bengal where Trickle Up is partnering with our local partner Prasari, under a broader effort spearheaded by Bharat Rural Livelihood Foundation.


Build a structured partner alliance and resource community for the economic and financial inclusion of the poorest. Build the capacity of alliance members to effectively apply technical expertise in NRLM and other programs. Build the capacity of the partner alliance to monitor, evaluate and learn to ensure continuous contribution to the economic and financial inclusion knowledge base.

Cross-cutting issues

Indigenous communities


  • India>Jharkhand
  • India>Odisha
  • India>West Bengal


  • Agriculture
  • Economic Recovery and Development
  • Social Services
  • Gender
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